Investment Management

What You Need to Know about Investment Management

Our financial advisors specialize in investment management, which includes buying and selling assets on your behalf, optimizing your portfolio, and selecting the best investment vehicles and funds for your current situation and financial objectives. At McCaleb Wealth Management, we work together as a team to make the best recommendations and decisions for you.

Prioritizing your investments is the best thing you can do for your financial future. Since investment decisions are complex, we recommend working with a financial advisor to align your selection of assets with the financial goals you have for yourself and your family. This includes taking the necessary steps to protect your wealth by mitigating investment risks. We are prepared to assist individuals in or around Northern Arizona with all of their investment management needs, from education, to execution, to ongoing monitoring, we have you covered.

How Investment Management Works

When you work with McCaleb Wealth Management, we create custodian accounts through TD Ameritrade. Instead of one advisor, we have an entire investment management team making the best possible decisions to support your financial goals. We’ll also educate you about the assets you own and how they fit into your financial plan.

The first step is to analyze and understand your current financial situation. Together, we’ll decide which investment plans and funds are most appropriate. We match the assets to your risk tolerance level and your long-term investment objectives. Optimizing your portfolio regularly is another important aspect of our wealth management strategy, which is designed to minimize your investment risks.

The Benefits of Working with a Financial Advisor

Working with a financial planner can help you achieve your financial goals. Investment management is only one part of financial planning, but there are other things you can do to improve your personal finances. When you work with our financial advisors, you get the benefit of our expert advice from a team of people who have the knowledge and experience you need to make the best decisions for your financial future.

Our financial advisors in Pinetop, AZ will use comprehensive financial planning to help you reach your personal savings goal. This includes thinking about the tax implications of your investment decisions and choosing the best retirement planning strategy for your situation. When you work with our financial advisors, you’ll also have someone to talk to whenever you have questions or concerns about your finances and investments.

Investment Management Frequently Asked Questions

What Is Tax-Efficient Investing?

Every investment decision impacts your taxes. Tax-efficient investing doesn’t mean avoiding profits to reduce taxes. However, there are ways to reduce your taxable burden and meet the goal of increasing your net income. For example, we can use tax-loss harvesting to reduce capital gains taxes and be strategic about the use of tax-deferred investment accounts.

What Is Socially Responsible Investing?

The socially responsible investor still makes investment decisions based on profitability. However, they may choose to invest in one business over another because the company shares the investor’s values. For example, you may prefer to invest in businesses that promote the use of green technology, support their local community, or actively promote social justice.

How Can I Reduce My Investment Risk?

To reduce your investment risk, we recommend working with an experienced financial advisor. By putting together a portfolio that is designed to meet your financial needs, we can select investments that match your risk tolerance. If you already have a portfolio, we’re happy to rebalance it to ensure you feel comfortable with the assets you own.

How Much Should I Be Investing?

Most experts recommend investing 10% to 15% of your income to save for your retirement. If you have more time, you may not need to invest as much. But if you want to retire early or also save for other investment goals, you may have to invest more. We can help you determine how much money you need to invest to reach your financial objectives.

Contact McCaleb Wealth Management

We can help you with investment management and financial planning for individuals and businesses. Our team at McCaleb Wealth Management is committed to your financial success by offering you a customized solution to building wealth. We make investment decisions with your situation and goals in mind, setting you on the path to reach your financial objectives. Schedule a consultation today to review your investment strategy and begin planning for your future.